The ethics of car insurance commercials

Does anyone like commercials? Do you remember the days when you had to sit through endless, inane sales pitches before you could continue watching your favorite shows? Do you bless the inventors of TiVo every time you hit the fast forward button?

But what about car insurance ads? Aren’t they in a class by themselves? Do you find that your finger hovers indecisively over the advance button whenever you see the talking gecko or the hump-day camel? Aren’t the adventures of Flo and the Mayhem guy more entertaining than a lot of the shows we watch?

What is it about car insurance commercials? And what do they have to do with ethics?

The answer to the second question is: everything.

The answer to the first question is one click away.